State agencies, institutions, officials, and employees are provided liability, property, and other coverage as well as surety bonding under statutory risk management plans established by DRM and approved by the Governor. To learn more about this coverage, click the following links or scroll down the page.

• Liability (including Automobile Liability)
• Property
• Automobile Physical Damage (CarCare)
• Bond
• Aviation and Watercraft

FY2010 Premiums

 

Liability Coverage

Established by DRM pursuant to §§ 2.2-1837 and 2.2-1838, the Commonwealth's Risk Management Plan is a comprehensive liability self-insurance plan for Virginia's state agencies and institutions. The plan provides protection against tort liability, public officials liability, law enforcement liability, medical malpractice, automobile liability, aviation liability, and watercraft liability.

 

 

State agencies and institutions required to provide a liability certificate of coverage for their activities may download a Certificate of Coverage form below. This form, which can be completed online, should be printed on the agency's or institution's letterhead and signed by the appropriate agency official. The original signed certificate should be given to the requesting party and the agency should retain a copy for its records. In the event of a claim or lawsuit, please forward a copy of the certificate to DRM along with other relevant documents.

 

 

Civitas is DRM's proprietary risk management information system. Registered Civitas users can access real-time claim data, loss control information, and other features uniquely suited to their entity's operations through a secure, web-based portal created and maintained by DRM. For more information about Civitas, click here.

 

 

Property Coverage

Pursuant to § 2.2-1836, the Commonwealth's Property Risk Management Plan covers loss of or damage to state-owned or leased property, including buildings and their contents, boilers and machinery, aircraft, watercraft, money and securities, fine arts and antiquities.

 

To obtain a property certificate of insurance, complete the following Certificate of Insurance request form and email it to Nicole Scott or Susan Carr at FM Global. Please call 703-262-6240 if you have questions:

 

 

A fine arts certificate of insurance can be obtained by completing the following Certificate of Insurance request form and emailing it to Emily Wilson or Alisa Gross at Huntington T. Block. Please email a copy of the request to Jeff Minett. If you have questions, please call Ms. Wilson at 212-479-4679 or Ms. Gross at 212-479-4676:

 

 

Jurisdictional (boiler and machinery) inspections can be scheduled by calling FM Global's inspection hotline at 800-875-6684. The policy number for Commonwealth-owned property covered through DRM is LP823.

 

Builders' Risk coverage, limited to $100,000 for additions, alterations or repairs, is also available. State agencies that need Builders' Risk coverage may download and complete the form below and provide it to their contractor subject to G.S. Form E&B CO-7, section 12, "All Risk" Builder's Risk Insurance. A copy of the completed form should be sent to DRM and a copy should be retained by the agency for its own records.

 

 

The Virginia Agency Property System (more commonly known as VAPS) is an online database for maintaining insurance values for state-owned buildings and their contents (non-owned buildings occupied by state agencies are also included). VAPS allows agencies and institutions to modify their own property and location values as well as other property information.

For more information about VAPS, click here.

 

 

Automobile Physical Damage Coverage (CarCare and LeaseCare)

CarCare is a optional automobile physical damage program covering state agency-owned vehicles. It also covers state-owned vehicles on long-term lease from the centralized fleet managed by the Department of General Services. CarCare provides comprehensive and collision coverage similar to that found in most commercial automobile insurance policies.

 

LeaseCare is an optional automobile physical damage program covering commercially leased vehicles used on official state business. Like CarCare, LeaseCare provides comprehensive and collision coverage similar to that found in most commercial automobile insurance policies. To learn more about LeaseCare, click here.

 

The Virginia Automobile and CarCare System (VACCS) is an online database that allows agencies to maintain their automobile exposure information. VACCS also facilitates electronic billing for CarCare.

 

 

Bond Coverage

DRM's bond program for state officials and employees consists of two separate bonds, the Faithful Performance of Duty Bond and the Blanket Fidelity/Crime Bond. Both bonds respond to the loss of state funds.

 

Faithful Performance of Duty Bond

In accordance with § 2.2-1840, this commercial bond provides "surety for the faithful performance of duty for all state employees required by statute to be bonded." This bond also satisfies the statutory requirement of providing surety "for other agency employees handling funds or having access to funds whose function, in the opinion of the agency head and the Division, should be bonded." The bond limits are those set forth by statute or selected by the agency head and DRM.

 

Blanket Fidelity/Crime Bond

This self-insured bond protects the Commonwealth and its agencies against loss due to employee dishonesty. It covers all state officials, employees, and authorized volunteers. The bond limit is $500,000 per loss, regardless of the number of officials, employees or authorized volunteers involved. Separate limits may apply to specific officials and employees.

 

For more information about DRM's bond coverage, please see Bonds: Frequently Asked Questions.

 

Aviation & Watercraft Coverage

In accordance with §§ 2.2-1836 and 2.2-1837, the Commonwealth's Risk Management Plan and Property Risk Management Plan combine to provide coverage for state agencies and institutions with aircraft and/or watercraft. Depending on the availability and cost of commercial insurance, these programs may vary between commercial coverage and self-insurance or a combination of the two. Currently, aviation coverage is underwritten through a commercial aviation insurance policy. Watercraft liability is covered by the Risk Management Plan (see above) while hull coverage for watercraft is provided through a commercial hull insurance policy.

 

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