Meals on Wheels Organizations & Area Agencies on Aging
Liability Coverage
Pursuant to § 2.2-1839, any local chapter or program of the Meals on Wheels of America or any area agency on aging providing meals and nutritional services to persons who are elderly, homebound or disabled is eligible to enroll in the statewide liability program administered by DRM, VaRISK 2. The plan provides coverage for tort liability and errors and omissions. The organization or agency can apply for membership in VaRISK 2 by submitting a completed application and copies of their incorporation papers, 501(c)3 paperwork, and other documents confirming their organization and activities. The application may be downloaded below using Adobe Acrobat Reader. The completed application and supporting documents can be sent to DRM by fax (804-371-8400) or mail:
Virginia Division of Risk Management
PO Box 1879
Richmond, VA 23218-1879
Upon receipt, the application material will be reviewed and a no cost, no obligation premium quote will be provided.
Automobile Physical Damage Coverage (CarCare)
CarCare is a voluntary automobile physical damage program administered by DRM. It can offer protection for owned and/or long-term assigned central garage vehicles for area agencies on aging. The coverage provided by CarCare is comparable to the comprehensive and collision coverage found in most commercial insurance policies.
The Virginia Automobile and CarCare System (VACCS) is an online database that allows CarCare members to maintain their automobile exposure information and facilitate electronic billing for their coverage.


